Sunday, November 30, 2008

Here's How To Find a Cheap Engagement Ring - Save Thousands!

By Tom W. Mason

You've been preparing for months. You know exactly what you're going to say and where you're going to say it - you're ready to ask her to marry you! You're all set, except for one thing - you don't have the engagement ring yet! You're also working on a small budget, so a cheap engagement ring is what you're looking for. However, is this even possible?

Personally I don't like to use the word cheap when talking about an engagement ring. Instead, I like to say affordable engagement ring. Sounds a lot better doesn't it?

When you're on a tight budget, price has to be a consideration. You need to assess your finances and decide how much you can afford to spend on this very important purchase. Remember that this is going to be a large purchase, so be realistic.

You're either going to have to save up some money to make this purchase or pay for it out of your savings. This is one of the most important purchases you will ever make, so don't go too low here. We'll get a great ring at a great price for you - just don't skimp too much or you'll regret it later.

Generally, people budget about two month's salary for an engagement ring. This may not be possible in your case - don't worry if you're in that boat. Like all of us, you have a lot of bills to pay. Not everyone can afford to pay two month's salary for an engagement ring.

If your budget is too limited for this, don't stress too much about it. You can find great diamond engagement rings which are affordable. The key is to try to get the most diamond for your dollar.

Typically, you should be prepared to spend at least $1,000 on an engagement ring. This is something she'll wear forever and is a symbol of your commitment to her. You might have to make some sacrifices to buy this ring. As far as diamond engagement rings go, $1,000 is a low price tag. However, you can make even one thousand dollars go a longer way than you may think if you know what to look for.

You can get a lot of good information by going to my website and checking out my Diamond Buying Guide. There's plenty of tips here on getting the best possible ring for the lowest possible price. My guide will help you to make the most of your purchase price.

Keep the setting simple - 14 carat white or yellow gold. When you're on a budget, avoid spending too much on the setting - you can skip 18 carat gold or platinum. Your budget should go primarily towards the diamond itself.

As far as the diamond goes, you want to get the largest diamond possible. While diamonds are graded on many different criteria, you can get an idea of which factors to look for in my Diamond Buying Guide. This information can help you avoid spending too much money for too little diamond.

It really is possible to find the perfect ring for your fiance without breaking the bank; just keep in mind that you are not looking for a cheap diamond engagement ring, but an affordable diamond engagement ring! Happy hunting! - 15465

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